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Decentralised exposure to derivatives and other financial instruments? https://synthetix.io/
You can see the fees right now it's literally the minimum: https://mempool.space/ for normal users currently, thus this is not negatively affecting the network.
In terms of money yes, in terms of value... If you could make the proof of work calculate something that solves a real-world problem then you'd be driving the cost of solving that problem down. There's been some attempts to do this already, e.g. CureCoin which uses block calculations to help solve protein folding structures, which are necessary for advancing medical research notoriously processor-intensive to calculate.
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