LNbits VS electrum-personal-server

lnbits.com or getalby.com allow you to use BlueWallet lightning wallet interface. They are custodial, so you could always use a different custodial lightning wallet or a non-custodial one instead.

Or you can run a Lightning node on top, like LND or clightning to make instant payments with low fees. Then you can setup LNbits (https://github.com/lnbits/lnbits) on top and do all sorts of nice things with Lightning.

Details as an github issue: https://github.com/lnbits/lnbits/issues/1375

Very inexpensive to buy (or make yourself!) link and run of of LNBits software with LNUrlPoS extension

You can get it at https://shop.lnbits.com/ and easily run it with the open source lightning extension LnBits . It's awesome because it doesn't even have to be online to receive lightning or onchain payments.

LNBits v0.9.4 (Released: 23th September 2022) - https://github.com/lnbits/lnbits/tags

You can create a card that works with your own node with lnbits: https://github.com/lnbits/lnbits/tree/main/lnbits/extensions/boltcards

Follow the instructions on Electrum Personal Server. Don't let the word "server" deter you. Often this can mean "open a localhost http port". Assuming you have enough privledge on your PC to bind a TCP/IP port, you should be fine.

There are some server implementations that make use of XPUBs. For instance, Electrum Private Server is an implementation that must be configured with XPUBs of all wallets you want to use with it, so it can scan the blockchain for them, in return for much lower resource usage than regular servers that have to index the necessary information of every transaction ever made. But EPS is only suitable for private use, hence the name.

(A) Link it to your own Bitcoin Core node. You will need a little indexer called Electrum Private Server. https://github.com/chris-belcher/electrum-personal-server/releases . Once you do that, you won't have to ask any other Bitcoin node for transaction history or to broadcast your transactions. You become your own bank, literally.

Electrum Personal server v0.2.4 (Released: 16th June 2022) - https://github.com/chris-belcher/electrum-personal-server/releases

You need Electrum PERSONAL Server, not Electrum Server. Big difference!

To gain some privacy by using Electrum you should set up Tor on Network preferences or by installing your own Electrum server via Electrum Personal Server, ElectrumX or Electrs.