beancount VS application

Have you had a look into plain text accounting like e.g. https://beancount.github.io/ ?

Also written in Python, loads of tooling around it. Might be even good to “just” as the database.

[1] https://plaintextaccounting.org [2] https://ledger-cli.org [3] https://beancount.github.io

I used Beancount + Fava for a web UI for years. It stores everything in plaintext files, but the downside is you either have to manually enter everything or probably write a script to import csv/qfx from your bank(s).

beancount -> https://beancount.github.io/

The beancount documentation has some good background material, and the concepts apply to ledger as well.

I track my personal finances using beancount. I have a plugin that I wrote for myself, which in beancount is a python module that is installed in the same python environment as beancount is.

You could use Budget with Buckets. It's free to use, but you can get a license too. Downside: it doesn't have an app (well, it does, but it's read only and sucks big time).

I use buckets https://www.budgetwithbuckets.com/

I track my balances across various sources, updating once a month. I also set my outgoings.

Funnily enough I don't really use the buckets feature too much, simply the graph over time of savings, and ability to set goals / monthly costs for review is enough.

Right now I'm testing software called Buckets, and I am liking it so far. It's a one-time payment, and the dev seems pretty cool by offering an extremely generous demo. It's kind of a hybrid between manual and automatic, with some macro import options and statement import options that can be helpful. It also has the option to import financial data automatically using SimpleFin for only a fraction of the monthly price of YNAB and Aspire. So far I'm really liking it.

Buckets - I just started to look at this app. It is very basic from what I have seen so far. And while writing this I learned the iOS app is a closed beta. Unlimited FREE trial until you determine it works for you. After that, there is a one-time fee of $49. In September the price is going up to $64.

You might look into budget with buckets

I haven't used it, but the team (person?) that makes [Buckets](https://www.budgetwithbuckets.com) makes [SimpleFIN](https://www.simplefin.org), which seems like it exposes exactly what you want: simple transaction data from arbitrary banks.

Plaid offers [transactions APIs](https://plaid.com/products/transactions/), but I guess to your point these APIs are geared towards fintech companies, not personal use.

I’ve been happy with Budget with Buckets as a YNAB alternative - https://www.budgetwithbuckets.com/