alarm-central-station-receiver VS actual

There are a couple ways you could roll your own no-monthly-cost solution. One possibility is using the NX-584E automation module and integrating with Home Assistant. Another way would be a DIY dial capture device that sends texts or push notifications to your mobile phone, like this: https://github.com/scudre/alarm-central-station-receiver

There is some experimental work being done with SimpleFIN integration[1] for US banks but I can't comment on how well that works.

Personally, I add each transaction manually. It allows me to stay on top my budget.

[1] https://github.com/actualbudget/actual/issues/2272

If you know how to self host, or have someone to teach you, you should check out Actual, https://actualbudget.org

Please upvote the feature request: https://github.com/actualbudget/actual/issues/2042

ActualBudget

But several months ago I went back to check out Actual budget which was a sort of YNAB-clone whose author decided to release as open source. If you are comfortable with a bit of command line work, you can install it easily enough running as a hosted service in the free tier of a provider. I'm running in fly.io (docs for that are here). It was a bit fiddly trying to get set up for the first time, but the docs are detailed, and since I got it working it's been flawless and easy.

The repo is pretty active too, wonder if there’s a follow up blog post about the transition. https://github.com/actualbudget/actual