pinto VS Fava

Pinto is kind of interesting. It's a little more oriented toward predefining templates for your common transactions and then walking you through easily filling out those templates. I played with it for a bit, but I ended up not using it long-term. Mostly that was because it's fairly opinionated about what files it uses, and I couldn't easily fit that into my organization method.

I’ve been using beancount for almost 1.5 years now, and other than having to explicitly open accounts I love it! I use the fava UI to have all the nice modern visuals: https://beancount.github.io/fava/

I used Beancount + Fava for a web UI for years. It stores everything in plaintext files, but the downside is you either have to manually enter everything or probably write a script to import csv/qfx from your bank(s).

I suggest you take a look at fava. I don't think its data entry is good for you but the data visualization is pretty great.

And the following are interfaces of Beancount: Fava, a well-known UI

If you’re tech savvy, you could try beancount + fava web interface. https://beancount.github.io/fava/

I use Beancount myself (heavily supported by custom scripts). Plain text accounting options are not very user-friendly out of the box in my opinion. Beancount has a self-hosted web app called Fava that's good if you want a GUI. I believe there is something similar for ledger.