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The real services, and counter to his points are Ethereum/DAI, aave.com, and gmx.io. All legitimate (non-confidence) services that I have used for years without issue. All services rely on smart contracts as counter parties so you don't need to worry about some dude running off with your money (that is tradfi problems that crypto is fixing)
NOTE:
The number of mentions on this list indicates mentions on common posts plus user suggested alternatives.
Hence, a higher number means a more popular project.
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