LNbits VS bisq

lnbits.com or getalby.com allow you to use BlueWallet lightning wallet interface. They are custodial, so you could always use a different custodial lightning wallet or a non-custodial one instead.

Or you can run a Lightning node on top, like LND or clightning to make instant payments with low fees. Then you can setup LNbits (https://github.com/lnbits/lnbits) on top and do all sorts of nice things with Lightning.

Details as an github issue: https://github.com/lnbits/lnbits/issues/1375

Very inexpensive to buy (or make yourself!) link and run of of LNBits software with LNUrlPoS extension

You can get it at https://shop.lnbits.com/ and easily run it with the open source lightning extension LnBits . It's awesome because it doesn't even have to be online to receive lightning or onchain payments.

LNBits v0.9.4 (Released: 23th September 2022) - https://github.com/lnbits/lnbits/tags

You can create a card that works with your own node with lnbits: https://github.com/lnbits/lnbits/tree/main/lnbits/extensions/boltcards

So is this basiclly a fully peer-to-peer application, like bittorrent clients?

Or something like bisq (https://bisq.network) when the program runs locally peer to peer and hosts all user data locally, but still pings oracle servers for outside market price data?

We are on r/bisq and bisq.network.

https://bisq.network/ doesn't required ID verification and the fiat payment goes directly to the seller instead of the exchange, so it's less likely to get blocked by banks.

Bisq (https://bisq.network/) and Robosats (robosats.com) are non-kyc exchanges that have various forms of payments available.

Join us on bisq.network.

https://learn.robosats.com/ or https://bisq.network/ are both popular If using a DEX like bisq you will need to have a small amount of btc to get started though https://bisq.wiki/Getting_your_first_BTC