fpdecimal
ach
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| fpdecimal | ach | |
|---|---|---|
| 1 | 3 | |
| 28 | 431 | |
| - | 2.1% | |
| 6.5 | 9.4 | |
| about 1 month ago | 1 day ago | |
| Go | Go | |
| MIT License | Apache License 2.0 |
Stars - the number of stars that a project has on GitHub. Growth - month over month growth in stars.
Activity is a relative number indicating how actively a project is being developed. Recent commits have higher weight than older ones.
For example, an activity of 9.0 indicates that a project is amongst the top 10% of the most actively developed projects that we are tracking.
fpdecimal
ach
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US banks hit by deposit delays
They're specifically formatted ASCII text files[1][2].
A single file can have multiple batches. A single batch can have multiple transactions.
For example, a company may upload an ACH file to their bank for payroll that contains a single batch in it and in that single batch they have entries for each employee. Or it may have multiple batches, one for payroll, one for reimbursements, one for bonuses (if they pay those out as independent transfers). Maybe it'll have batches to their for 401k custodian as well for the payroll period.
Their bank may receive that batch file, validate that and combine those batches with all the other ones it has and send those as a combined file to the clearing house.[3]
At the end of the day, the ACH network is just a bunch of text files being pushed to sftp servers and servers periodically polling for new text files in those sftp directories to pick up and process.
[1] https://achdevguide.nacha.org/ach-file-overview
[2] https://github.com/moov-io/ach/blob/master/docs/file-structu...
[3] My understanding of this aspect is vague at best, so may be misconstruing how they're aggregated or passed through to the clearing house.
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FinTech APIs directory
moov-io/ach another useful ACH library written in Go https://github.com/moov-io/ach
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What do you use to get FinTech Developer news?
A lot of good GH projects have Slacks/Discords and people you can follow. https://github.com/moov-io/ach is one of hundreds. Also search GH for “awesome fintech”.
What are some alternatives?
sleet - Payment abstraction library - one interface for multiple payment processors ( inspired by Ruby's ActiveMerchant )
Golang Crypto Trading Bot - A golang implementation of a console-based trading bot for cryptocurrency exchanges
GoIB - Pure Go interface to Interactive Brokers IB API
transaction - Embedded database for accounts transactions.
go-finance - :warning: Deprecrated in favor of https://github.com/piquette/finance-go
orderbook - Matching Engine for Limit Order Book in Golang
go-money - Go implementation of Fowler's Money pattern
decimal - Arbitrary-precision fixed-point decimal numbers in Go
https://github.com/alpeb/go-finance - Go library containing a collection of financial functions for time value of money (annuities), cash flow, interest rate conversions, bonds and depreciation calculations.
fastme
vat - Go package for dealing with EU VAT. Does VAT number validation & rates retrieval.
ticker - Terminal stock ticker with live updates and position tracking