ach

ACH implements a reader, writer, and validator for Automated Clearing House (ACH) files. The HTTP server is available in a Docker image and the Go package is available. (by moov-io)

Ach Alternatives

Similar projects and alternatives to ach

NOTE: The number of mentions on this list indicates mentions on common posts plus user suggested alternatives. Hence, a higher number means a better ach alternative or higher similarity.

ach reviews and mentions

Posts with mentions or reviews of ach. We have used some of these posts to build our list of alternatives and similar projects. The last one was on 2023-01-05.
  • US banks hit by deposit delays
    1 project | news.ycombinator.com | 3 Nov 2023
    They're specifically formatted ASCII text files[1][2].

    A single file can have multiple batches. A single batch can have multiple transactions.

    For example, a company may upload an ACH file to their bank for payroll that contains a single batch in it and in that single batch they have entries for each employee. Or it may have multiple batches, one for payroll, one for reimbursements, one for bonuses (if they pay those out as independent transfers). Maybe it'll have batches to their for 401k custodian as well for the payroll period.

    Their bank may receive that batch file, validate that and combine those batches with all the other ones it has and send those as a combined file to the clearing house.[3]

    At the end of the day, the ACH network is just a bunch of text files being pushed to sftp servers and servers periodically polling for new text files in those sftp directories to pick up and process.

    [1] https://achdevguide.nacha.org/ach-file-overview

    [2] https://github.com/moov-io/ach/blob/master/docs/file-structu...

    [3] My understanding of this aspect is vague at best, so may be misconstruing how they're aggregated or passed through to the clearing house.

  • FinTech APIs directory
    2 projects | /r/fintechdev | 5 Jan 2023
    moov-io/ach another useful ACH library written in Go https://github.com/moov-io/ach
  • What do you use to get FinTech Developer news?
    1 project | /r/fintech | 29 Jun 2022
    A lot of good GH projects have Slacks/Discords and people you can follow. https://github.com/moov-io/ach is one of hundreds. Also search GH for “awesome fintech”.
  • A note from our sponsor - WorkOS
    workos.com | 26 Apr 2024
    The APIs are flexible and easy-to-use, supporting authentication, user identity, and complex enterprise features like SSO and SCIM provisioning. Learn more →

Stats

Basic ach repo stats
3
429
9.4
6 days ago

moov-io/ach is an open source project licensed under Apache License 2.0 which is an OSI approved license.

The primary programming language of ach is Go.


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