application VS ledger

You could use Budget with Buckets. It's free to use, but you can get a license too. Downside: it doesn't have an app (well, it does, but it's read only and sucks big time).

I use buckets https://www.budgetwithbuckets.com/

I track my balances across various sources, updating once a month. I also set my outgoings.

Funnily enough I don't really use the buckets feature too much, simply the graph over time of savings, and ability to set goals / monthly costs for review is enough.

Right now I'm testing software called Buckets, and I am liking it so far. It's a one-time payment, and the dev seems pretty cool by offering an extremely generous demo. It's kind of a hybrid between manual and automatic, with some macro import options and statement import options that can be helpful. It also has the option to import financial data automatically using SimpleFin for only a fraction of the monthly price of YNAB and Aspire. So far I'm really liking it.

Buckets - I just started to look at this app. It is very basic from what I have seen so far. And while writing this I learned the iOS app is a closed beta. Unlimited FREE trial until you determine it works for you. After that, there is a one-time fee of $49. In September the price is going up to $64.

You might look into budget with buckets

I haven't used it, but the team (person?) that makes [Buckets](https://www.budgetwithbuckets.com) makes [SimpleFIN](https://www.simplefin.org), which seems like it exposes exactly what you want: simple transaction data from arbitrary banks.

Plaid offers [transactions APIs](https://plaid.com/products/transactions/), but I guess to your point these APIs are geared towards fintech companies, not personal use.

I’ve been happy with Budget with Buckets as a YNAB alternative - https://www.budgetwithbuckets.com/

I thought this was about https://github.com/ledger/ledger and was so confused why they'd be on NPM.

Pretty shitty of them to pick the name LedgerHQ after Ledger has already been used for years.

as far as the ledger-cli google groups [1] go, they seem to think it is a proper journal file. It has been fairly tested with OFX imports (https://github.com/ledger/ledger/wiki/OFX-Import) as well bank autosync (https://github.com/egh/ledger-autosync).

In fact, someone also wrote a book on this - https://leanpub.com/personal-accounting-in-ledger/

I will defer if you are indeed building your own competing tool in this space which is better, but holding to the original point of my request - maybe it will be incremental to support your format if ledger-cli format is supported today. versus not supporting any disk format (or inventing a new one).

[1] https://groups.google.com/g/ledger-cli/search?q=double%20ent...

The best I found is a file from 13 years ago here https://github.com/ledger/ledger/blob/master/doc/grammar.y

You're looking for /r/ledgerwallet. This subreddit is about accounting, e.g. ledger for the command line.