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TordlWalletProtocols
This repository documents various methods for securely backing up and storing bitcoins.
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To get wallet vaults, we need covenants. OP_CHECKTEMPLATEVERIFY can do that. However there are limitations. But the benefits are significant enough to make the limitations acceptable. I think we can do better tho, which is why I'm working on this.
I think the number one problem is that people don't know how to take custody. People are left to their own devices and there are no open source standards for normal people to use that guides them through the process of self custody. Sure, you can have businesses that provide services to guide paying clients through the process, but you have to trust them and this doesn't get you to 100M users. Open source standards that the community rallies around are the only real solution here. The DYOR approach simply doesn't work for most people. RTFM isn't perfect, but if there is a manual we can point people to, that is worlds better. That's why I wrote The Tordl Wallet Protocols.