lnd VS specter-desktop

Install LND: https://github.com/lightningnetwork/lnd/blob/master/docs/INSTALL.md#install-lnd Install Bitcoin Core: https://github.com/bitcoin/bitcoin/blob/master/doc/build-windows.md#building-with-mingw-w64-cross-tools

To be able to follow along, you must have both bitcoind and lnd installed.

If you want multiple users, you'll need multiple node instances. LNbits (mentioned by /u/sos755) does not implement this. Rather, it simply abstracts the funds associated with a single node into multiple logical accounts. This means that the node administrator still has underlying control of all funds associated with the node. See this GitHub discussion for a bit more info: https://github.com/lightningnetwork/lnd/issues/2652

LND doesn’t use BIP39 mnemonics. https://github.com/lightningnetwork/lnd/blob/master/aezeed/README.md

Both Bitcoin Core and LND have binaries available for macOS, for example. I have not seen an actual guide to set everything up on macOS tho. It's quite similar to Linux honestly.

As for taproot change addresses, this has been the default behaviour since version 0.15.5. Just update your lnd and you're all set.

https://github.com/cryptoadvance/specter-desktop https://github.com/sparrowwallet/sparrow

You can for example use it to run specter-desktop (https://github.com/cryptoadvance/specter-desktop) on top for example, to use your hardware wallet with improved privacy or even mix them together to create multi-sig setups.

Also, the functioning of your hardware wallet isn't dependent on this corporations still existing. There is various free and open source software that lets you manage your hardware wallet, and even combine them to make multi-sig wallets (https://github.com/cryptoadvance/specter-desktop) . This lets you access all information via your own Bitcoin node, no third party system required, fully decentralized.

Take a look at Specter Desktop (https://github.com/cryptoadvance/specter-desktop) , which is a web interface for Bitcoin Core that lets you use basically every hardware wallet directly with your node.

Specter Desktop v1.14.1 (Released: 08th December 2022) - https://github.com/cryptoadvance/specter-desktop/releases

Alternatively you can purchase multiple devices from different manufacturers and create a multisig wallet that requires multiple signatures from multiple devices. Wallet software like Specter-Desktop can help you with this. They also have a DIY signer https://github.com/cryptoadvance/specter-diy

What you can do is to use one or more of this hardware wallets with your own node and a software like specter-desktop (https://github.com/cryptoadvance/specter-desktop) on top. This way you are completely self sufficient.

It is most likely an issue that is solved in the upcoming version of Specter; you might be interested in trying this prerelease, or wait for the official release: https://github.com/cryptoadvance/specter-desktop/releases/tag/v1.13.1-pre1

Specter runs in Electrum, but you can technically set it up to be run through a web browser, as long as you're hosting the service yourself.

Specter Desktop v1.9.4 - Release page - Upgrade guide UIUX: Overhaul of UTXO list, handling of locked UTXOs and scrollbar added to tx-table web component; + various bug fixes, chores and docs. See release page for full notes.