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Toast uses SSL. So does Stripe (https://stripe.com/) and so does Square (https://squareup.com/us/en/payments). Everybody, without fail now uses HTTPS (SSL), they really do. That ship sailed. If you use the Chrome web browser, anything not serving up puppy pictures over HTTPS says "Not Secure" for the last HALF DECADE. If you google "PCI compliance" it's literally THE LAW that it is required for handling credit cards. Anybody not using HTTPS will get fined, and probably go to jail. The embarrassment of the programmers getting caught not using HTTPS would be amazing, like they would have trouble ever getting another job programming computers.
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