I tried to find a "free" alternative to YNAB

This page summarizes the projects mentioned and recommended in the original post on /r/ynab
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  1. moneymanagerex

    Money Manager Ex is an easy to use, money management application built with wxWidgets

    MoneyManagerEx - standalone budgeting application

  2. CodeRabbit

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  3. Firefly III

    Firefly III: a personal finances manager

    Firefly III - self-hosted budget website

  4. actual

    A local-first personal finance app

    Actual - self-hosted server with desktop app. Used to have mobile apps when this was a company, but not sure those work now.

  5. application

    Buckets Desktop Application (by buckets)

    I'll vouch for Buckets. Though I've never actually used YNAB, but I use the YNAB rules and Buckets can do that just fine.

NOTE: The number of mentions on this list indicates mentions on common posts plus user suggested alternatives. Hence, a higher number means a more popular project.

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