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This is the text of an issue that I posted yesterday to the Monero GitHub here. It describes mostly technical / dev matters, but should be of general interest as well. Also re-posted here for additional visibility.
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Work is well under way to implement something you could call a "second-generation protocol" for Monero called Seraphis. You can find details on the author @UkoeHB 's GitHub here. In parallel @tevador designs a new addressing and wallet tiers scheme to be used with Seraphis called Jamtis that is currently documented and discussed here.
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It's worth to mention here that Monero dev @woodser has defined a new and clean wallet API quite a while ago already and implemented it in C++, Java and JavaScript. The design is documented here, its C++ implementation is here. It's only for the current Monero technology of course, but maybe it could serve as a good starting point for wallet3.
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From the Polyseed page: