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Cosmos SDK uses two types of encoding protocol for data processing, Amino, and Protobuf (Protocol Buffers). Amino used to be the encoding protocol, but due to its drawbacks in recent times, Cosmos SDK is not moving towards Protobuf, specifically gogoprotobuf. Protobuf is preferred because it offers cross-language support, excellent developer experience, and extensive toolings. One of the tools that protobuf provides is endpoints and events.
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SaaSHub
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BFT is an algorithm that ensures that the whole network works well even if a few members are acting fraudulently. As long as these fraudulent members are less than 33% of those who have voting power, the network will work fine. Those with voting power are those with something at stake. Cosmos uses a type of BFT consensus engine known as Tendermint. Cosmos uses Tendermint because it provides the best support for building POS blockchains.
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Instead of just imagining, Cosmos created a system that enables blockchains to connect. That system thrives on a hub - Cosmos Hub.