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|GNU Lesser General Public License v3.0 only||MIT License|
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Ask HN: How do you record your personal finances?
8 projects | news.ycombinator.com | 3 Jun 2022
German banks support an open protocol: FinTS/HBCI with which you can automize stuff. There's a Python library for it  and I wrote my own little tool that allows you to configure your (potentially recurring) target vs. actual expenses, while setting expiration dates to get notifications about unexpected stuff. Still somewhat WIP though
Landgericht Berlin verbietet Verwahrentgelte
1 project | reddit.com/r/Finanzen | 16 Nov 2021
fints kennst du?
Show HN: Nordigen Free banking data API (EU)
1 project | news.ycombinator.com | 2 Aug 2021
Neobank mir gutem Datenexport
1 project | reddit.com/r/Finanzen | 27 Oct 2021
Bank of England Statement on Central Bank Digital Currency
3 projects | news.ycombinator.com | 19 Apr 2021
You can sign up for an N26 account via smartphone app and then use this (unofficial) python library https://github.com/femueller/python-n26
I fully agree with you though, the Open Banking outcome in reality almost looks like a joke. I only found the above as I was searching for a while to find a way to do this that didn't involve building my own screen scrapers to implement.
There are banking offerings in the UK with official APIs however you are looking at £200/month+ in costs.
What are some alternatives?
Beancount DKB - Beancount Importers for DKB (Deutsche Kredit Bank) CSV Exports
DegiroAPI - An unofficial API for the trading platform Degiro, with the ability to get real time data and historical data
banking-system - A Banking System Concept Created Using Django Python Web Framework and Tailwind CSS
plaintextaccounting - The plaintextaccounting.org website, a portal to Ledger, hledger, beancount and co. Also the PTA wiki.
Zato - ESB, SOA, REST, APIs and Cloud Integrations in Python
avanza - A Python library for the unofficial Avanza API
q - q - Run SQL directly on delimited files and multi-file sqlite databases
python-iso18245 - Python implementation of the ISO 18245 Merchant Category Codes database ⛺
abna - Python library to automatically retrieve mutations from ABN Amro
tixati-python-api-cli - A Python API and CLI combo for the Tixati torrent client's webserver interface.