plaintextaccounting
actual
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plaintextaccounting | actual | |
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61 | 60 | |
519 | 11,610 | |
1.2% | 5.1% | |
9.4 | 9.8 | |
6 days ago | 5 days ago | |
HTML | TypeScript | |
GNU General Public License v3.0 only | MIT License |
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plaintextaccounting
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Double-Entry Bookkeeping as a Directed Graph
I use ledger: https://ledger-cli.org/
I believe this same plain text format is used by other tools, which you can find info about here: https://plaintextaccounting.org/ (In particular a lot of people seem to use hledger and beancount)
The ledger is written using a text editor. The purpose of the software is to add everything up, calculate the balances and make sure everything balances. I keep all of my 12 years of accounting in one file and haven't noticed any slowdown. But a real business would surely have many more accounts and may want to split files by financial year or something.
I use helper scripts to convert the data from my bank CSV downloads into ledger format. It uses machine learning to associate payees to accounts (e.g. "Tesco" gets filed to the account "Expenses:Groceries"). I haven't maintained the ML part although it works for me most of the time. In case it's useful, the code is here: https://github.com/georgek/accounts/
- Pandoc
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Ask HN: How Do You Budget?
I invite you to hang out in the https://plaintextaccounting.org/#news-discussion -> chats, we like to discuss tactics.
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Trakk: expense trakking app
My attempt at solving the same problem https://paisa.fyi. It builds on top of https://plaintextaccounting.org/ principles and is available as a CLI/Desktop App.
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Mint is shutting down, and it's pushing users toward Credit Karma
ledger, hledger, beancount: https://plaintextaccounting.org/
Gnucash
Firefly III
The plain text accounting options are by far the best if you're willing to give up automatic pretty navigation and graphing.
- Why plain text accounting over tools like excel or other accounting software, apart from version control?
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Accounting for Computer Scientists – Martin Kleppmann's Blog
Same: see also https://plaintextaccounting.org/
...the gist is "ledger.exe" (crufty-old-C-program) is the "perl" of plain-text-accounting. The implementation _is_ the specification.
"HLedger" (haskell) is the mostly-compatible ("now you have 15 standards!") which cleans up a bit of the crufty accidents and is considered more "pure" and "correct".
Mess with it for funsies, and consider using `hledger-ui` for browsing. It's really really powerful!
Specifically this part is super cool: https://ledger-cli.org/doc/ledger3.html#Commodities-and-Curr...
...and: https://ledger-cli.org/doc/ledger3.html#Currency-and-Commodi...
Implied exchange rates, arbitrary commodities/inventory. It gets into really heady territory pretty quick.
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Ask HN: Plaintext-oriented and SQLite based family office accounting solutions?
Does anyone know of in the spirit of something like plain text accounting (https://plaintextaccounting.org/) but adapted to integrate the complexities of a wealthy family? I intend to implement something myself, but was interesting if there was anything else out there.
The point would be to design something that substitutes for Addepar but with a sensibly organized sqlite db and csvs as "first class" sources of truth (and scripts to handle a variety of common functionality).
So it is really an exercise in understanding the correct architecture of various hierarchies, relationships, and categories in the context of a wealthy family.
All the major software out there just does not seem very good, have a principled handle on the fundamental and primitive relationships and operations that describe a family's financial affairs (everything done on an ad hoc basis). And because of this, entail complete data/platform lock-in.
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Ask HN: How do you manage your personal finances?
I use Beancount; learned at https://plaintextaccounting.org/.
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Please tell me the fastest way to analyze the expenses from bank statemẹnts and catẹgorise them accordingly
I use ledger (https://plaintextaccounting.org/) to manage my transactions in plain text and then generate reports. I copy/paste the transactions from pdfs received monthly in an Emacs Org file and then convert them to ledger format using ob-lc (https://github.com/jayrajput/ob-ledger-convert). There is a steep learning curve, but the results are awesome.
actual
- Tell HN: YNAB will partly remove direct bank imports
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Firefly III: A free and open source personal finance manager
There is some experimental work being done with SimpleFIN integration[1] for US banks but I can't comment on how well that works.
Personally, I add each transaction manually. It allows me to stay on top my budget.
- Actual Budget App
- Ask HN: How do you manage your finances?
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[OC] The cost of being a bridesmaid
If you know how to self host, or have someone to teach you, you should check out Actual, https://actualbudget.org
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How to enable 2FA
Please upvote the feature request: https://github.com/actualbudget/actual/issues/2042
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Self-hosted Finance Manager
ActualBudget
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Mint: what are you using to budget (auto tracking spending categories and net-worth) now that Mint is ending
But several months ago I went back to check out Actual budget which was a sort of YNAB-clone whose author decided to release as open source. If you are comfortable with a bit of command line work, you can install it easily enough running as a hosted service in the free tier of a provider. I'm running in fly.io (docs for that are here). It was a bit fiddly trying to get set up for the first time, but the docs are detailed, and since I got it working it's been flawless and easy.
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Actual is going open-source
The repo is pretty active too, wonder if there’s a follow up blog post about the transition. https://github.com/actualbudget/actual
- GnuCash Tutorial and Concepts Guide
What are some alternatives?
hledger-mode - An Emacs major mode for Hledger
Firefly III - Firefly III: a personal finances manager
ynab-to-ledger - A tool to convert a YNAB-exported CSV file to a plaintext accounting ledger dat file
actual-server - Actual's server
emanote - Emanate a structured view of your plain-text notes
ghostfolio - Open Source Wealth Management Software. Angular + NestJS + Prisma + Nx + TypeScript 🤍
hledger - Robust, fast, intuitive plain text accounting tool with CLI, TUI and web interfaces.
docker-budge
reckon - Flexibly import bank account CSV files into Ledger for command-line accounting
budge
wire-server - 🇪🇺 Wire back-end services
data-importer - The Firefly III Data Importer can import data into Firefly III