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policies
application
- Firefly III: A free and open source personal finance manager
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I can't pay for YNAB. I'm looking for a free alternative
You could use Budget with Buckets. It's free to use, but you can get a license too. Downside: it doesn't have an app (well, it does, but it's read only and sucks big time).
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Ask HN: How do you manage your personal finances?
I use buckets https://www.budgetwithbuckets.com/
I track my balances across various sources, updating once a month. I also set my outgoings.
Funnily enough I don't really use the buckets feature too much, simply the graph over time of savings, and ability to set goals / monthly costs for review is enough.
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Budget tool to track spending with wife
Right now I'm testing software called Buckets, and I am liking it so far. It's a one-time payment, and the dev seems pretty cool by offering an extremely generous demo. It's kind of a hybrid between manual and automatic, with some macro import options and statement import options that can be helpful. It also has the option to import financial data automatically using SimpleFin for only a fraction of the monthly price of YNAB and Aspire. So far I'm really liking it.
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Alternatives to YNAB with more functionalities for insights?
Buckets - I just started to look at this app. It is very basic from what I have seen so far. And while writing this I learned the iOS app is a closed beta. Unlimited FREE trial until you determine it works for you. After that, there is a one-time fee of $49. In September the price is going up to $64.
- Best alternatives to YNAB?
- Good bye YNAB?
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Alternatives?
You might look into budget with buckets
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An open-source alternative to QuickBooks
I haven't used it, but the team (person?) that makes [Buckets](https://www.budgetwithbuckets.com) makes [SimpleFIN](https://www.simplefin.org), which seems like it exposes exactly what you want: simple transaction data from arbitrary banks.
Plaid offers [transactions APIs](https://plaid.com/products/transactions/), but I guess to your point these APIs are geared towards fintech companies, not personal use.
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Personal Finance tools: Looking for alternatives to YNAB
I’ve been happy with Budget with Buckets as a YNAB alternative - https://www.budgetwithbuckets.com/
What are some alternatives?
fints-to-ynab - Import transactions from FinTS-capable banks to YNAB
OpenBudgeteer - OpenBudgeteer is a budgeting app based on the Bucket Budgeting Principle
notion-auto-pull - Bash script to automatically download a notion workspace
Firefly III - Firefly III: a personal finances manager
firefly-iii-fints-importer - Import financial transactions from you FinTS enabled bank into Firefly III.
budgetzero - Open-source, self-hosted, zero-based budgeting.
nimbus-eth2 - Nim implementation of the Ethereum Beacon Chain
hledger - Robust, fast, intuitive plain text accounting tool with CLI, TUI and web interfaces.
GnuCash - GnuCash Double-Entry Accounting Program.
Arraymancer - A fast, ergonomic and portable tensor library in Nim with a deep learning focus for CPU, GPU and embedded devices via OpenMP, Cuda and OpenCL backends
prologue - Powerful and flexible web framework written in Nim
httpbeast - A highly performant, multi-threaded HTTP 1.1 server written in Nim.