abna VS python-fints

It's extremely hacky and there is barely any automation at all. Everyday at 0500 a cronjob uses https://github.com/djc/abna to fetch the bank balance and makes no effort at all to automatically parse more than the balance. It then compares that with what the balance "should" be according to hledger and sets up a todo item if there is any difference. Somewhere during the day I manually reconcile the two and check off the todo item.

I'm sure it could be smarter with automatic parsing and whatnot, but I actually kinda like the manual action. It makes sure I'm aware of everything happening to my bank account. Time spent per day is actually quite low because it's kept updated and there is never any big backlog of transactions. I would say it takes 2-3 minutes if there are any transactions, or zero ofc if I didn't spend anything.

German banks support an open protocol: FinTS/HBCI with which you can automize stuff. There's a Python library for it [1] and I wrote my own little tool that allows you to configure your (potentially recurring) target vs. actual expenses, while setting expiration dates to get notifications about unexpected stuff. Still somewhat WIP though

[1] https://github.com/raphaelm/python-fints

fints kennst du?